Web Professionals Errors and Omissions

There are many kinds of web professionals. A web designer is responsible for creating the design and layout of a website. Sometimes that means working on a brand new website or maybe just updating an existing one. Their role is different to web developers, who specialize in making web designs a reality by writing code the code that dictates how different parts of the website fit together. In most cases, there is crossover between the two roles and they share many of same professional risks.

As a web professional, your clients can be anything from a small main street store to a large corporation. No matter their size, each of your clients expects you to use specialized skills and knowledge when creating their websites and online applications. If mistakes are made, they can cost your clients large amounts of income. If your professional mistakes harm your customers they may come after you to cover those losses.

Web professionals have a lot to consider if they are going to get the job done right. They have to continually check for broken links and other design errors, manage customer expectations and keep an eye on looming deadlines. Days are kept full of writing and editing content, creating layouts, determining technical requirements, backing up files, solving complex problems. Doing so many vital functions at once adds even more risk. One way to mitigate that risk is through proper errors and omissions coverage.

Whether you’re web designer or a web developer your business brings clients’ ideas to life and oftentimes you may find yourself giving them professional advice. If a client takes your advice and something goes awry, they might sue. That’s why E&O coverage is important. Even the most diligent web professional can be confronted with claims of negligence, breach of contract or late work. Even if these claims are false, defending yourself can be very expensive.

ACE Financial understands that regardless of how well you plan a project, the potential for mistakes is still very real. Your financial security can depend on how well you protect yourself. We have a simple online quote process that allows you to get a no-hassle rate within minutes and you can fill out a straightforward online application in just 10-15 minutes.