E & O online

Est. 2006

Financial Advisor

Financial Advisor E&O Insurance

Being a Financial Planner, also known as a Financial Advisor or Financial Consultant, can be a very rewarding, and lucrative career. It offers unlimited income potential, work schedule flexibility, creativity opportunities, and offering meaningful advice to those in need. Over the years, building a client base can allow you to enjoy a very stable financial future for you and your family. The personal reward you receive in helping your clients to similarly build their future is like no other occupation. However, being a Financial Advisor can also be a very high risk and dangerous business to be in. The market fluctuates daily, and people investing their life’s savings can panic quickly and often. Your ability to forestall a possible situation can save your business and your career.

Some of the services a Financial Planner/Advisor/Consultant may offer are:

Errors and Omissions Insurance for Financial Advisors
  • Independence Planning
  • Portfolio Analysis
  • Retirement Analysis
  • Estate Planning
  • Educational Planning
  • Tax Planning
  • Tax Preparation
  • Tax Rejection
  • Stock Option Planning
  • Life Insurance Review
  • Other Insurance; Home, Auto, etc.
  • Rollovers Pension Plans, Annuities
  • Goal Setting
  • Debt Management, Reduction, and Leverage
  • Record Keeping and Spending Policy
  • Employee Benefits Review
  • Compensation Negotiation
  • Entrepreneurial Development/Small Business Coaching
  • Mortgage/Home Buying, Fee Reduction, Refinance Analysis, Tax-Based Mortgage Analysis
  • Unlimited Advice
E&O Insurance for Financial Advisors

However, the life of a Financial Advisor is not all golden. They also practice in a very high stress industry. The financial services industry is very cyclical on a daily basis. It is fraught with the variable performance of domestic and global markets, many times based on a whim, rumors, or hearsay. When world economies perform poorly, many clients will panic and complain to their advisors immediately. Financial Planners are constantly attending to the erratic emotions of their clients based on the inevitable downturns in the market. The Financial Consultant may also earn the title of Financial Babysitter or Financial Therapist.

E & O Insurance for Financial Advisors

A successful career as a Financial Advisor requires continuous prospecting for new wealthy clients. This is not an easy task. There are also strict and severe sales quotas demanded from these professionals on a daily, weekly and monthly basis. A high number of Financial Planners will wash out and quit in total exasperation from this industry before they ever can enjoy the fruits of their hard earned efforts. The numerous long hours each day, and working 6-7 days a week that are required for this frustrating and continuous struggle can often take a toll on their marriage and family life. Many Financial Consultants work so hard to achieve their success, only to end up accomplishing their life’s goal alone and disillusioned.

Financial Advisor Errors and Omissions

Financial Advisors must undergo a tedious and expensive licensing process in order to provide advice or to sell any products to their clients. Financial Planners are required to keep their licenses in good standing by completing a number of continuing education courses with new industry information each and every year. Every Financial Consultant must carry a valid Errors and Omissions Insurance Policy for their entire career to protect their business and client’s investments. Keeping up with the many regulatory requirements will help protect their clients from malpractice. ACE Financial Group Ltd offers E&O Coverage for Financial Advisors at the lowest rate in the industry, guaranteed!

Errors and Omissions Insurance Policies are also riddled with many limitations, exclusions, riders, rate-ups and limits, written in a legalize boilerplate format in order to shield the insurance company from ever paying out in a claim. As the business owner, you need to be very savvy against their manipulation by considering an alternative to their insurance policy games.

Therefore, ACE Financial does not offer an insurance product, but a very effective alternative to insurance by using a risk-sharing group of like-minded industry professionals. We protect our own family by grouping together these low-risk professionals in a policy that is designed and customized to protect them in an honest, practical, cost saving manner. This allows ACE Financial to offer one of the lowest rates in the industry. This risk-sharing method has legally and effectively been used for hundreds of years successfully with farmers, churches, many other professions and governmental agencies.

At ACE Financial, we offer errors and omissions coverage tailored to your specific needs and budget. We understand the unique risks and challenges that you face as a professional in your occupation. We can help you find the best policy that suits your personal and professional needs. We can also provide you with a certificate of liability coverage that you can use to prove your coverage to your clients or partners.

Don't let an unexpected claim or lawsuit ruin your business. Contact us today to get a free quote and learn more about our errors and omissions coverage options. We are here to help you protect your business with confidence and peace of mind.

For personalized advice, to explore the best coverage options for your business, and to get a low rate quote, reach out to our expert customer service advisors today.

For specific insurance details, terms, and conditions, please consult with a licensed insurance professional. The information provided here is for informational purposes only and does not constitute legal or financial advice.

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Did we mention that we promise to have THE LOWEST RATES IN THE INDUSTRY?!

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All policies are Offered, Administered, and Managed by ACE Financial Group Ltd.

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