Many people are confused with the difference between Marketing and Advertising. Marketing is the entire business plan to get the word out about your business and activities. It is a systematic and continuous multi-faceted program to inform the public about your company’s products and/or services. It encompasses many different forms of advertising. Advertising is the paid persuasive message you promote to encourage the general public to become one of your customers. You may have several advertising presentations to include; internet, TV, radio, billboards, magazines, and mailers, but they are all just a small part of your overall Marketing Program. Public Relations may also be a large part of your Marketing Program. You may also include programs of market research, customer service, distribution, pricing, sales, and social media as advertising methods. You might think of it as a pie. Marketing is the entire pie, while Advertising, Public Relations, and Social Media are each just pieces of the pie.
Your customers are relying on your firm to come up with a very creative and effective advertising proposal. Any one thing can go wrong, and your relationship with your client’s can be in jeopardy. Clients sue the Advertising Agencies every day across America. Client’s sue the advertising agency for money they feel they have lost or for money they believe they could have had due to your agency’s error or omission. Don’t risk your business and reputation to a lawsuit. Buy an Errors and Omissions Insurance Policy to protect yourself and your client’s businesses.
As a Marketing Consultant, your customers may require that you purchase an Errors and Omissions Insurance or a Professional Liability Insurance Policy. You will likely shop the Internet for the best Policy and Rate you can find. You may be a bit frustrated with the insurance companies that you apply with take weeks to get you an Errors and Omissions Quote, but only after you have completed a long detailed application. Their new business department will take their time reviewing it for 2-3 weeks, and then will probably have several questions for you regarding your business and your business activity. Then they go back and review your information for another 2-3 weeks before they finally come back with an answer. This answer is accompanied with a new higher rate due to some additional risk associated with your company’s activities. This is a very common experience with most consultants as they shop for their E&O Insurance Policy.
ACE Financial Group Ltd. operates very differently. We have a simple online Quote process that allows you to get a no-hassle rate within minutes. Then you can fill out a straightforward online application in 10-15 minutes. You are able to pay on our website, than then receive a Certificate of Coverage the very next business day. It’s easy, just click on the link below to get started.
Errors and Omissions Insurance Policies are also riddled with many limitations, exclusions, riders, rate-ups and limits, written in a legalize boilerplate format in order to shield the insurance company from ever paying out in a claim. As the business owner, you need to be very savvy against their manipulation by considering an alternative to their insurance policy games.
Therefore, ACE Financial does not offer an insurance product, but a very effective alternative to insurance by using a risk-sharing group of like-minded industry professionals. We protect our own family by grouping together these low-risk professionals in a policy that is designed and customized to protect them in an honest, practical, cost saving manner. This allows ACE Financial to offer one of the lowest rates in the industry. This risk-sharing method has legally and effectively been used for hundreds of years successfully with farmers, churches, many other professions and governmental agencies.
At ACE Financial, we offer errors and omissions coverage tailored to your specific needs and budget. We understand the unique risks and challenges that you face as a professional in your occupation. We can help you find the best policy that suits your personal and professional needs. We can also provide you with a certificate of liability coverage that you can use to prove your coverage to your clients or partners.
Don't let an unexpected claim or lawsuit ruin your business. Contact us today to get a free quote and learn more about our errors and omissions coverage options. We are here to help you protect your business with confidence and peace of mind.
For personalized advice, to explore the best coverage options for your business, and to get a low rate quote, reach out to our expert customer service advisors today.
For specific insurance details, terms, and conditions, please consult with a licensed insurance professional. The information provided here is for informational purposes only and does not constitute legal or financial advice.